Disclosures — WealthArch

About WealthArch

WealthArch Pvt. Ltd. is an AMFI-Registered Mutual Fund Distributor (ARN-354174). We are authorised to distribute mutual fund products offered by Asset Management Companies (AMCs) registered with the Securities and Exchange Board of India (SEBI) and are currently empanelled with over 40 AMCs.

Important: WealthArch is a mutual fund distributor, not a SEBI Registered Investment Advisor (RIA). The nature of our engagement is distribution-led. We earn commissions from AMCs and do not charge direct fees to clients for mutual fund services.

Nature of Services

We operate as a mutual fund distributor
We facilitate investments in mutual fund schemes of various AMCs
We provide support in portfolio structuring, implementation, and ongoing servicing

Limitation of Scope

We do not provide investment advice or act as a SEBI Registered Investment Advisor (RIA)
We do not offer discretionary portfolio management services
We do not guarantee returns or performance outcomes
Final investment decisions remain with the investor

Our AMFI Registration Number (ARN): ARN-354174
AMFI Registration Valid Until: 16-FEB-2029

Our APMI Distributor Registration Number (APRN): APRN08534
APMI Registration Valid Until: 15-JAN-2029

Approach to Product Selection

Our approach focuses on alignment with your financial goals, suitability based on your risk profile and time horizon, and maintaining simplicity while avoiding unnecessary complexity. We aim to support structured investing through clarity, simplicity, and disciplined execution.

Commission & Remuneration Disclosure

In the interest of full transparency, we disclose that WealthArch earns trail commissions from Asset Management Companies for the distribution and ongoing servicing of mutual fund investments placed through us.

We distribute Regular Plans of mutual fund schemes. We do not distribute Direct Plans.
Commissions are paid as a trail (ongoing, asset-linked) fee by the AMC from the scheme's Total Expense Ratio (TER).
No upfront commissions are deducted from your invested capital at the time of purchase.
Our fund recommendations are driven strictly by your risk profile, time horizon, and the fund's merit — never by commission rates.

Below are indicative trail commission ranges across broad categories. Actual rates may vary by AMC and specific scheme:

Fund Category	Indicative Trail Commission (p.a.)
Equity Funds (Large, Mid, Flexi, Sectoral)	0.50% – 1.25%
Hybrid Funds (Balanced, Multi-Asset)	0.50% – 1.10%
Debt / Fixed Income Funds	0.10% – 0.75%
Liquid / Overnight / Ultra Short Funds	0.02% – 0.10%
ELSS (Tax Saving) Funds	0.50% – 1.00%
Index Funds / ETFs	0.05% – 0.20%

*Commission rates are subject to change by AMCs without prior notice. The above ranges are indicative only.

Investor Grievance Redressal Mechanism

Delivering a flawless wealth management experience is our highest priority. If you encounter any issue, the following escalation matrix is in place:

Level 1: Dedicated Client Support (Primary Contact)

You may first reach out to our designated support contact. All grievances are acknowledged within 24 hours and we aim to resolve concerns within 3–5 business days, wherever possible.
📧 Email: compliance@wealtharch.capital
📞 Phone: +91 92179 76111
👤 Contact Person: Arun Kothari, Director

Level 2: AMC / Registrar (RTA) Escalation

If your concern relates to a specific mutual fund transaction and remains unresolved, you may escalate the matter directly to the respective Asset Management Company (AMC), or their appointed Registrar and Transfer Agents (RTAs) such as:
• CAMS
• KFin Technologies (KFintech)

Level 3: Regulatory Escalation

If your complaint is not resolved satisfactorily, you may approach the following regulatory platforms:
• SEBI SCORES Portal: https://scores.gov.in
• SEBI SMART ODR (Online Dispute Resolution): https://smartodr.in
• AMFI Investor Portal: https://www.amfiindia.com

Risk Disclosures

Mutual Fund investments are subject to market risks. Investors are advised to read all scheme-related documents carefully before investing.

General Risk Considerations

Returns are not guaranteed or assured
Past performance may or may not be sustained in the future
Value of investment may fluctuate based on market conditions

Category-Specific Risks

Equity Mutual Funds: Subject to market volatility and may result in loss of capital
Debt Mutual Funds: Subject to interest rate risk, credit risk, and liquidity risk

Taxation

Tax treatment of mutual fund investments is subject to applicable tax laws
Tax regulations may change over time
Investors are advised to consult their tax advisor for guidance

The calculators and projections on this website are for illustrative and educational purposes only. They do not constitute investment advice or guarantee of returns. Actual investment outcomes will vary based on market conditions, scheme performance, and individual circumstances.

General Disclaimer

The information provided on this website is for general informational purposes only and should not be construed as investment advice, recommendation, or solicitation.

Investors are encouraged to make independent investment decisions based on their financial situation, risk appetite, and investment objectives.

Data Privacy & Confidentiality

At WealthArch, safeguarding your personal and financial information is a key part of how we operate. We collect only such information as is necessary to facilitate mutual fund distribution services and comply with applicable regulatory requirements, including KYC and AML norms.

Your information is stored using reasonable security measures designed to protect it from unauthorised access or misuse
We do not share your data with unauthorised third parties
Information may be shared with AMCs, Registrars and Transfer Agents (RTAs), and regulatory authorities only where required for transactions or compliance purposes

Your Rights

Request access to your personal information
Seek correction or updating of your data
Request deletion of data, where permissible

Our website uses appropriate security protocols, including SSL encryption, to help protect data transmitted online.

For data-related requests, contact: compliance@wealtharch.capital

Statutory Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. WealthArch Investment Services Private Limited is an AMFI-registered Mutual Fund Distributor (ARN-354174). We act solely as a distributor and are not a SEBI-registered Investment Advisor (RIA). We may receive commissions from Asset Management Companies (AMCs) for the distribution of mutual fund products. The content on this website is intended for informational and educational purposes only and should not be construed as investment advice. It does not constitute a solicitation, recommendation, endorsement, or offer to buy or sell any securities or financial instruments.

Our Commitment to Transparency